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Accidents hurt - safety doesn't.
What is an airbag jacket and how does it work?
After the helmet, the airbag jacket is the most important safety innovation. Jackets are equipped with an airbag to protect motorcycle riders against injuries upon impact. Airbag jackets have two anchoring cables and a CO2 cartridge. One of these anchoring cables needs to be connected to the frame of the bike and remains there. In the event of an accident, when the rider falls off the bike the cable will separate from the bike activating the CO2 cartridge to instantly inflate the jacket in approximately 100 to 300 milliseconds. The jacket provides extra protection to the most vulnerable parts of the body (the spine, neck, ribs, collar-bone).
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The airbag jacket for motorcyclists (horseriders) is a long-standing Hungarian invention. It was officially registered in 1976, published in 1977. You can look at the original documents of the invention here. Copies are available from the Hungarian Patent Office anytime.
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Zara Phillips protected by airbag jacket
 
Princess Anne's daughter, 29, was competing in Enschede, Holland, when her horse lost his footing at a jump. The Queen's granddaughter was thrown into the water when High Kingdom slipped. But Miss Phillips was protected when the airbag jacket she was wearing inflated immediately after being activated by a rip cord on her saddle.
Miss Phillips, the twelfth in line to the throne, was eliminated from the competition because of the fall. The Military Boekelo is the biggest outdoor sporting event in The Netherlands and one of the most important equestrian events in the world.
Miss Phillips, a keen equestrian, won the world eventing champion title in 2006 and Sports Personality of the Year for her efforts. In 2009 she was awarded an MBE for services to equestrianism and hopes to compete in the London Olympics in 2012.
Earlier this year she told The Daily Telegraph that she would rather be known as an "athlete" than a "princess or a model", as she launched her first ever clothes collection.
Miss Phillips, who won gold medals at the 2005 and 2007 European Eventing Championships, is yet to secure her place on the London 2012 Olympic team however. Her previous horse Toytown is unfit to ride and will be too old to compete in 2012. Miss Phillips was forced to pull out of the British Olympics team in 2008 after the horse became injured. She missed the 2004 Olympics in Athens for similar reasons with the same horse..
Source: Telegraph
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Interview with Valentino Rossi after hospital release
"...The airbag in my leathers worked very well.."

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Why You Should Consider a Motorcycle Airbag Jacket?
A motorcycle rider, or even an individual that loves to frequently ride horses, is often faced with a dilemma. While on the one hand they adore riding their vehicle or steed, on the other it is a very dangerous pastime or primary means of transportation. In the past even a minor crash or hard landing could cause a major physical health issue. Severe injury and death were quite common from such an occurrence. However, with the advent of the creation of motorcycle airbag jacket technology safety for riders of motorcycles and horses has increased dramatically.
A motorcycle airbag jacket is a device that works via a lanyard and CO2 cartridges to create an incredibly fast inflatable cushion around the rider if they are jerked suddenly off of their vehicle or mount. These devices generally take around twenty-five to thirty pounds of force to deploy so they do not false deploy often. Consequently, leaping off of a stationary bike does actually provide enough force to deploy the airbag. This means that should someone fall sideways in the right manner or the bike somehow jerk out from under them because they weren't appropriately seated the airbag will most likely deploy and help them during the fall.
The motorcycle airbag jacket is not designed to be worn with anything else covering or attached to it. A backpack worn over the jacket might cause it to be unable to function properly, as an example. These types of motorcycle armor come in two general forms. These forms are vests and full leather. They are sometimes fashioned from synthetic materials but the leather armored jackets are the most common.
These devices function to protect the neck, spine, and major organs in the torso. When combined with a proper helmet they offer the greatest protection available to a rider. Most function swiftly and deploy within a half a second or less once the lanyard is pulled with sufficient force. The typical motorcycle airbag jacket will be re-inflatable. This means that after a thorough safety inspection the only thing necessary for it to function properly again if it is not damaged is another CO2 cartridge.
Anyone that is serious about riding safely will want to wear one of these types of safety gear. Due to how useful they are they might eventually become mandatory pieces of equipment in many parts of the world just like a properly approved helmet is.
Reference

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Thousands of motorcyclists' lives could be saved every year
if airbag jackets would be used all over the world.

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Motorcycle airbag jackets are already in use by police departments
in Brazil, Italy, France, Spain, Japan and Taiwan.
  
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Airbag jacket saves motorcyclist's life

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Airbag Vest saves horsrider´s life

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